“I contacted Hemant Beniwal after reading a number of his articles on financial planning. After a series of discussions, I engaged Hemant as my financial planner. He walked me through every aspect of the data gathering and planning process. The options presented to me were well researched and my risk profile and goals were addressed adequately. Hemant explained every aspect of the selection and decision making and answered even very basic queries with utmost patience. It was only after I was completely satisfied that we started implementing the plan. I have been extremely impressed by the professional approach of Hemant and his team and would highly recommend them to anyone wanting to plan for a safe financial future.”
Dipali Patankar – Operations Manager – Mumbai
“At the outset I would like to mention that I have been extremely satisfied with the services that you have provided me. I was mainly attracted towards selecting you as my financial planner after spending a few weeks on your blog and reading the various posts that you had written. It gave me great confidence that I would finally be able to speak to a person who understand the behavioral aspects of finance. I was very keen not to go to an investment advisor or an insurance agent. I was very clear in my mind that I needed a financial planner with a holistic view and reading through your blog – I realised that I had found what I was looking for.
The greatest attribute about your service is that you are willing to speak the truth even though it may not be pleasant. You were very forthcoming in telling me without mincing your words that I couldn’t afford certain luxuries that I was aiming for with my current level of finances. While going through the entire financial planning exercise, I not only got a financial plan at the end of the day but also a good learning in basic financial planning concepts – which really helped me understand my baseline and what I needed to do to improve from that position.
The action plan that was provided at the end was an excellent add-on as it gave a crystal clear roadmap on the immediate next steps. Overall the entire experience has been very fulfilling and I look forward to working with you towards implementing my financial plan over the next few decades.
Although people in India have not yet come over their “Insurance” is “Investment” philosophy, I see you and your firm as a part of the movement which really disseminates good financial information to educate people in our country so that they realise the importance of comprehensive financial planning. I have been recommending and will continue to recommend you as a competent financial planner to all my friends and acquaintances.”
Lloyd Pinto – International Taxation – Mumbai
“I came to know about your website when I was searching for some product reviews .. ,
I liked that article very much and started reading your all previous articles on various financial matters
I can definitely say that those articles enhanced my knowledge & liking about financial matters many folds
I contacted you for the financial planning and it took us almost a month from starting discussions to the point where you send me comprehensive financial planning report on me
I was really impressed by the level of detail in that report and it really showed the level of hard work & commitment that you put in its preparation
This financial planning really helped me to get me complete picture of my finances ( My spending, saving, emi, insurance .. ) & goals that I want to achieve
Now I am confident that with help of this planning i can be able to achieve the most of my goals with comfort
Hence this gives me complete freedom from day to day financial stress .. and will help me to lead better financial life. “
Rohan Sunil Doshi – Software Engineer – Pune
“Hemant Beniwal has fine-tuned the processes involved in thorough assessment of an individual’s financial needs, assets & liabilities over short & long term. Armed with this assessment he provides professional advise which I have found immensely helpful in identifying my Priorities & areas that need mid-course corrections. I wish him the very best in his endeavors.”
Sudhir Salunkhe – Retd. Wg. Cdr. – Pune
“I would just say thank you for all your hard work. Before I join your FP service I was not sure about my financial future and I was confused where to invest money but now I can say that I will be financially secure. You also taught me (directly & indirectly via tfl) how to save money. I am very impressed. Thanks a lot.”
Prashant Karmanakar – IT Suport – Pune
“I came across Hemant’s blog accidentally. When I read some of the articles there, it really kindled my interest in financial planning. After going through his blog for some more time, I felt that it is the time for action & got in touch with Hemant for their services.
I must say that I came across Ark as a very well managed financial planning organisation. Not only Hemant, but all the employees I interacted with, were very knowledgeable & were always ready to resolve all my queries. Looking back, I feel that it was a wise decision to engage Ark. I wish Hemant & Ark all the very best & look forward to a long association”