TFLindia is now TFLguide + Hindi Personal Finance Blog launched

by Hemant Beniwal May 25, 2011
hindi personal finance blog

You would have noticed that there are no updates on TFL from last 10 days – behind curtains we were making “The Financial Literates” a better experience for you. Changing name from tflindia.in to www.tflguide.com was not small decision, but keeping long term future of TFL in mind we have to do it & instead of delaying, we thought of doing it now. Most of the things are working fine but we lost some 30-40 ...

Lessons from the Real Estate Crash in the US

by Hemant Beniwal May 13, 2011

The real estate market has been heating up in India; you can see people advertising real estate jobs on Facebook and the other day I received an email on doing a Diploma in Real Estate! All this reminds me of the real estate crash in the US that took place about 2 years ago, and there are several lessons we can draw from those events. Keeping these things in mind may end up saving you ...

Speak Asia Online – too good to be true

by Hemant Beniwal May 9, 2011

Who will not like to earn a lot of money & the easier you can earn it – the better it is. What about paying Rs 10-12000 in a year & getting Rs 52000 back? Let’s sweeten the deal – also get huge passive income. Yes this is the plan that is shared by Speak Asia – an online survey company (they claim). You just have to play some tic-tac-toe in survey form & earning ...

8 Most Important Mutual Fund Questions

by Hemant Beniwal May 6, 2011
Mutual Fund Question

Mutual Fund is a new baby for most of Indians – I keep getting lots of mutual fund question through Comments on post, Ask Us or Business Bhaskar newspaper where I regularly write query section. I have selected most important & most frequently asked questions (faq) out of that. You can also ask questions in the comment section. Mutual Fund Questions Is a mutual fund with low NAV better? Difference in performance of a Dividend ...

Financial Planning Process

by Hemant Beniwal May 3, 2011

Financial Planning & Financial Planner is a misused term in India. Anyone who inherits a post office or life insurance business from his father attains a title of being a Financial Planner. In absence of any regulation or anyone with shallow financial knowledge can call himself or herself a financial planner. The 80-90% people in this fraternity will carry business cards with designations like “Financial Planner” or “Authorized Financial Advisor” without knowing its actual meaning. ...

Tips to Rent Perfect House

by Hemant Beniwal April 29, 2011

There are more tenants than the landlords. And if you have had an experience of living on rent, the itch must have occurred. You must have you had an exchange of words with your landlord over maintenance, or some other issue. That is the very reason people are always on the lookout for a new roof, even though they are financially not prepared. Through this article we will help you take the measures before finalizing ...

Get FREE Personal Finance Software from PERFIOS

by Hemant Beniwal April 21, 2011

It is just the twentieth day of the month and you are wondering where all the money has disappeared? Thinking back you can count maybe two or three major expenses, but it still doesn’t sum up to the large hole in your wallet??!! Doesn’t this sound familiar? How many times have we all felt this, however how many of us really keep track of how we are managing our hard earned money. We have gradually ...

Financial Planning Lessons from Cricket World Cup Final

by Hemant Beniwal April 17, 2011

Cricket mania is at its best…. Cricket has over shadowed everything…. Other sports, movies, & issues like corruption. No one was bothered about the state elections or finding whereabouts of Shah Rukh Khan. All were glued to the idiot box with a bucket of popcorns. So I will also not break the continuity and will not bore you with a heavy topic, instead would try to connect cricket with the financial world. 2nd April, 2011 ...

How Investors react in different market situations

by Hemant Beniwal April 14, 2011

We all are born with some instincts. Some of them can be changed and some can’t. Investment attitude is reflection of our basic instincts. It would be better if we could know our own investment attitude, behavior and style. There is nothing wrong in diagnosing ourselves. Knowing the category we fall into, we may devise a strategy to have maximum benefit of it. People say market moves in cycles – yes, but it is cycle ...

Ask Readers: Why life insurance claim gets rejected?

by Hemant Beniwal April 11, 2011

Time & again I have written on importance of life insurance & why you should buy term insurance for that. But one question that haunts everyone – what will happen if my life insurance claim will be rejected?? Go through the article & share your experience. Recently one reader raised these questions on Ask Us. He wrote - I am your regular reader. I am little confused in below points 1. Why one should Buy Life ...

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