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Tips to Rent Perfect House

by Hemant Beniwal April 29, 2011

There are more tenants than the landlords. And if you have had an experience of living on rent, the itch must have occurred. You must have you had an exchange of words with your landlord over maintenance, or some other issue. That is the very reason people are always on the lookout for a new roof, even though they are financially not prepared. Through this article we will help you take the measures before finalizing ...

What are your plans with bonus pay?

by Hemant Beniwal April 26, 2011

Fruits of patience & hard work are always sweet – this applies to your job too. Most of the employers in India have yearly appraisal systems and they declare bonuses & salary hike in month of April. This is a rewarding moment & for few this is the time when they think of changing the job or start on their own. But if you have really worked hard, and other parameters are favorable, there is ...

Get FREE Personal Finance Software from PERFIOS

by Hemant Beniwal April 21, 2011

It is just the twentieth day of the month and you are wondering where all the money has disappeared? Thinking back you can count maybe two or three major expenses, but it still doesn’t sum up to the large hole in your wallet??!! Doesn’t this sound familiar? How many times have we all felt this, however how many of us really keep track of how we are managing our hard earned money. We have gradually ...

Financial Planning Lessons from Cricket World Cup Final

by Hemant Beniwal April 17, 2011

Cricket mania is at its best…. Cricket has over shadowed everything…. Other sports, movies, & issues like corruption. No one was bothered about the state elections or finding whereabouts of Shah Rukh Khan. All were glued to the idiot box with a bucket of popcorns. So I will also not break the continuity and will not bore you with a heavy topic, instead would try to connect cricket with the financial world. 2nd April, 2011 ...

How Investors react in different market situations

by Hemant Beniwal April 14, 2011

We all are born with some instincts. Some of them can be changed and some can’t. Investment attitude is reflection of our basic instincts. It would be better if we could know our own investment attitude, behavior and style. There is nothing wrong in diagnosing ourselves. Knowing the category we fall into, we may devise a strategy to have maximum benefit of it. People say market moves in cycles – yes, but it is cycle ...

Ask Readers: Why life insurance claim gets rejected?

by Hemant Beniwal April 11, 2011

Time & again I have written on importance of life insurance & why you should buy term insurance for that. But one question that haunts everyone – what will happen if my life insurance claim will be rejected?? Go through the article & share your experience. Recently one reader raised these questions on Ask Us. He wrote - I am your regular reader. I am little confused in below points 1. Why one should Buy Life ...

10 best ways of managing Personal Finance

by Hemant Beniwal April 5, 2011

What is common between January 1st and April 1st?  Very Simple! It’s a starting of New Year either Calendar Year or Financial Year.  So what we all do in the starting of New Year. We Take Resolutions. Is it not.. Resolution is typically to improve ourselves, promise to leave either bad habits or promise to start a Good one. So you all agree with this or not? But we all take resolutions on January 1st; ...

Franklin Templeton Family Solutions – Goal Based Mutual Fund Investment

by Hemant Beniwal April 1, 2011

A new innovation has arrived in the Indian Mutual Fund Industry – Franklin Templeton Family Solutions. Some time I tell people that “mutual funds are not investments but investment tool/vehicle to achieve once goals.” And now Franklin Templeton Family Solutions plan fits better in this definition. Let’s understand it in detail – Franklin Templeton Family Solutions features, benefits, process, and limitations. Also check the plan that I have created from it & compared it with ...

Cost of Delaying Financial Decisions

by Hemant Beniwal March 29, 2011

We have grown up listening to Sant Kabir’s word of wisdom about where he emphasizes  that we must not procrastinate today’s work, as you will have no time tomorrow since there will be more work for tomorrow.  But now, we are grown ups and the world has changed & no one is there to correct us at every step. Not following Kabir’s rule of time will impact our financial life. Here’s how… If we look ...

Are you a Financial Literate?

by Hemant Beniwal March 25, 2011

Financial Literacy level is at very low level but a latest survey shows Indian’s Financial Literacy Level is much better than others. This survey from ING shows that India Ranks at no. 2 out of 10 leading nations. But my question is what your target is: Being just better from others? If yes then enjoy you are already in top 10% Indians. (As 90% don’t even know what is Financial Literacy) Achieve your goals & ...

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