You are Your Most Valuable Asset

What do you think is your most valuable asset? You might have 2 houses, 3 cars and investments  in fixed deposits and mutual funds. But unless you are not at your best as possible, all the assets are not of much use to you. For [...]

When not to invest in Equity Linked Saving Schemes (ELSS)

Equity Linked Saving Schemes popularly known as ELSS funds are still struggling in the Indian market to establish themselves. Many investors, who are afraid of the equity market, choose life insurance or Provident fund to save tax.  These products are few decades old and are very popular [...]

7 reasons you can get an Income Tax Notice

You have paid all your taxes. You have filed your income tax returns diligently. Even then you get an income tax notice?! Before you cry foul, let us look at the reasons that you might have got one - Image courtesy of Sira Anamwong at [...]

What Should I Know About the Union Budget 2016

The Finance Minister Arun Jaitley presented the Union Budget today. He said that India had a robust growth rate in spite of a global slowdown and shortfall in monsoon in the country. There are further risks of the slowdown in the global economy and turbulence along [...]

What Can You Learn From Well Behaved Investors

Movement in the markets depend on 2 factors – One is the actual numbers like growth rate, company performance, prices of commodities and local and global economic conditions. The second is the behaviour of the market participants that is the people and their beliefs, sentiment, [...]

Keep Away from Too Much News

I am sure most of you have made New Year resolutions and are on your way towards achieving them. I would suggest that you add one more resolution - 'Keep away from too much news'. Read on to find out why I want you to [...]

Midlife Crises & its Financial Impact

What is midlife crisis? Midlife crisis is behaviour usually displayed by people between the age of 35 and 50 years which is uncharacteristic of them or even inappropriate.  Some people identify the crisis and manage it well by gracefully accepting the fact that they are growing [...]

Top regrets of the dying… What can you do to avoid them

No human can escape the fact that one day he/she is going to die! I can put this in polite words, but a fact is a fact however you put it across in words. We are all busy with education, jobs, family, travel, finances etc [...]