Investing is not a Number Game,
it is a "MIND GAME"

Download this FREE ebook & be a successful investor.

Accidental Insurance – better safe than sorry

by Hemant Beniwal August 19, 2011

Accidental insurance is one of the most ignored insurance category in India. As we all know majority people buy insurance either for tax planning or investment purpose but unfortunately both these benefits are not available in Accidental Policy. But does that mean you should not buy accidental Insurance. Think..  This article will cover: What is personal accidental insurance & its features Benefits of accidental insurance Comparison of accidental insurance policies How premiums are decided in ...

Guide to Financial Freedom

by Hemant Beniwal August 16, 2011

Freedom is not a word, it’s a feeling. Freedom is what you feel when there are no doubts, barriers or worries. Freedom is when you feel confident, knowing that you have done everything possible to ensure a secure future for you & your loved ones. Even if we talk about Financial Freedom it is not only about your assets & investments but lot other things. Financial Freedom is not about having best house in town ...

Ask Readers: Let’s Advice President Pratibha Patil on her Investments

by Hemant Beniwal August 9, 2011

Recently President Pratibha Patil made her assets & investments public – same on the lines of prime minister & few other ministers in recent past. She is holding assets worth Rs 2.49 Crores. Money Mantra Magazine asked me to share my views on her portfolio & I loved this. I am sharing what actually I advised – you can also share your ideas.  I was having some word limit & few other limits but you ...

Warren Buffett’s advice

by Hemant Beniwal August 5, 2011

I adopt a couple of old maxims as my beacons to guide my future. This self-prescribed therapy has ensured that with each passing year, I grow wiser and not older. Before starting Mr Buffett is having one question for you “If you expect to be a net saver during the next 5 years, should you hope for a higher or lower stock market during that period?” Many investors get this one wrong. Even though they ...

Understanding the difference between Income and Wealth

by Hemant Beniwal August 2, 2011

Have you ever wondered why your salary is called income and not wealth and if you are a businessman, then your profit is called income and not wealth. Well my question is not in accounting terms but in Financial Planning terms. Well let us understand the difference between Income and Wealth from Financial Planner’s perspective. Difference Between Income & Wealth Income is something with which you maintain your life style. For example, with every month’s ...

Stock Market Grape Wine

by Hemant Beniwal July 29, 2011

Your views on this…

Everything that you want to know about ETFs (Exchange Traded Funds)

by Hemant Beniwal July 26, 2011

ETF as an investment concept has failed in India. The introductory stride has been lost. Even with 10 years of existence in Indian markets they have not able to make any space in investor’s portfolio. If we talk about Indian Mutual Fund industry ETF share is less than 1% & if we remove Gold ETFs which were or are in fancy these days picture is even worse. But let’s first understand basics about ETF & then see why ...

Best Mutual Fund for SIP

by Hemant Beniwal July 22, 2011

Which is the best mutual fund for SIP? I think this is the most common question I came across; be it TFL, through mail or even newspapers where I answer personal finance query section. Sometime I replied – sometime I ignored – sometime I made up my mind to write but dropped idea after few minutes. People who are regular readers must be knowing why I am not able to answer this question – others ...

Happy Birthday TFL

by Hemant Beniwal July 18, 2011

A birthday is just the first day of another 365 day journey around the sun. Enjoy the trip!! Yes, its time to celebrate. Our TFL is now a two year old kid. We call it a kid because it has just started and there are lot many things The Financial Literates(TFL) has to do. TFL was born to educate masses, masses which are ignorant about handling financial matters, masses which are literally crucified by greedy ...

Monthly Contest – Comment & Win

by Hemant Beniwal July 18, 2011

I believe that learning can happen through interaction & if we talk about TFL – this could be done in the comments. This is why every comment on this blog receives a reply from me. (may be sometime bit late) But unfortunately, I have observed that most of the times when a comment is posted asking a question or raising an observation and a reply is made, the person who posted the comment in the ...

Related Posts Plugin for WordPress, Blogger...