NRI can use DTAA as a Tax Planning tool – India

What is double taxation? If you are an Indian and a resident in another country ( NRI)  with multiple sources of income across both the countries, you can get taxed twice – once in your resident country and once in India. There are other ways to [...]

Do NOT Opt for Home Loan Protection Insurance Plans

First I thought the title of this article should be "Home Loan Insurance - Daylight robbery" - so you can imagine what I am trying to say. Most of us wish to have a home in our own name. From a financial perspective, it is a [...]

A Dynamic Life cannot have a Static Financial Plan

Life is a series of events. Some have a big impact and some have a small impact. Many of them have an impact on your financial plan. We can either be pulled and pushed by the tide or proactively manage the change. It is important [...]

Donald Trump wins US Presidential – against all odds & predictions. Most of the opinion Polls were giving 95% chances to Hilary until the end of Voting & then what happened is visible in this picture. We shared this note with our Planning clients on [...]

What should I know about e-insurance Accounts

The IRDA has announced that from October 1, 2016, all insurance policies fulfilling certain criteria laid down have to be issued in electronic format. Policies that are being renewed and satisfying the criteria will also have to be in electronic format. Image courtesy of jscreationzs [...]

Personal Finance Lessons from the Olympics

'Citius Altius Fortius' meaning Faster, Higher, Stronger  is the motto of Olympics. The ultimate sporting event for athletes to do their best, win medals for their country and gain sporting glory. There is a lot of hard work, tears, sweat and blood behind qualifying for [...]

7 Career Mistakes to Avoid

You need to have a strategy to manage your career so that you become successful. There are many people as skilled as you or as educated as you and as hardworking as you if not more. So it is important to take the right steps [...]

Should you buy Sovereign Gold Bonds?

Should you buy Sovereign Gold Bonds? Today I will not answer this - you should tell me your views, after going through the post. We ran Ask Readers series in 2011-12 - today I am reviving this. Let's see if you can learn something new [...]