Investing is not a Number Game,
it is a "MIND GAME"

Download this FREE ebook & be a successful investor.

Core & Satellite – Best of both Worlds in your portfolio

by Hemant Beniwal December 21, 2011
core & satellite

Core & Satellite is a very old & proven investment approach. Portfolio construction is a part of the overall investment planning process, that is essential to generate and accumulate wealth in the long-term. Almost everyone has some kind an investment portfolio consisting of assets. For instance, a person having a fixed deposit of, say, Rs 1 lakh and post office savings of Rs 75,000 can also be called portfolio. You must have read or heard ...

Returns cannot be your Goals

by Hemant Beniwal December 19, 2011

In a seminar, where I was talking to a group of young investors, I repeatedly told them to have Financial Goals before they start investing. Annoyed by my repetition, one young guy stood and said, my goal is to achieve 30% returns per annum. Can you help me to achieve that? Now let me clarify his statement to all of you. • The world’s richest and the most successful investor of all times “Warren Buffet” ...

Hemant Beniwal – My Story

by Hemant Beniwal December 14, 2011

Name: Hemant Beniwal, CFPCM Designation: Principal Financial Planner Name of practice: Ark Financial Planners USP of the Practice: Understanding people, before numbers. We are a boutique financial planning firm and believe that financial planning is not only about number crunching. At Ark, we ensure that whole process is very interactive and the client is fully involved. Number of Employees: Total of 5 employees including 3 planners Can you tell us about `Ark Financial Planners` and ...

10 Financial Lessons from KBC & Bigg Boss

by Hemant Beniwal December 8, 2011

These days reality shows are part of our life & I am not joking when I say I start my day with Bigg Boss. Yup! We record it on Tata Sky & once I am back from my Tennis Lessons, I & my wife watch it – I feel it’s a better option than listening to commentary of so called experts on Business Channels. Even I prefer watching ‘Doremon’ with kids over ‘Markets Today with ...

Mutual Fund Taxation in India

by Hemant Beniwal December 2, 2011

There are very few things in this world which are both “Legal” & “Lethal”. TAX is one of them. If not understood or paid in a proper way, it is enough to give you hypertension which is one of the most common reasons for a heart stroke. See, I made you look gloomy and stressful. Hence it is very important to have elementary knowledge of Tax Provisions. I believe most of the readers are new ...

Which is the best ELSS Mutual Fund for 2012?

by Hemant Beniwal November 29, 2011

Which is the Mutual Fund for ELSS or which is the best Mutual Fund for SIP or which is the best term plan? This is the most common trick to ask secrets from Hemant. And as usual my answer is “There is nothing called best – best comes after postmortem”. If you don’t have much idea about Mutual Fund ELSS (Equity Linked Saving Scheme) – You should read ELSS the best instrument for saving tax. ...

What will happen to ELSS after new Direct Tax Code (DTC) ?

by Hemant Beniwal November 26, 2011

Good things do not last long… is an old saying. I think same is happening with the ELSS category of Equity Diversified Mutual Fund. Last week I wrote “Simple Tax Planning Guide and ABC of Section 80 C” – where I have not missed a chance to write that ELSS (Equity Linked Saving Schemes) of Mutual Fund is undoubtedly is the best tax saving instrument. But again the same question echoed by readers – What ...

ABC of section 80C

by Hemant Beniwal November 23, 2011

For people Section 80C has become synonym to tax saving. Everyone jumps on one of the products which are available there for investment. In India tax saving & investment go hand in hand – some time it shocks me, when I hear people saying that their investment is only what they are doing for tax savings.  Let me clarify in the starting of the article that if you are one of those who think that ...

Simple Tax Planning Guide

by Hemant Beniwal November 18, 2011

If you are salaried the mail for your tax proofs must be on the way. Here we just list the basic tax reckoner for you so that you may save whatever you can. Tax planning should actually be considered in accordance with the overall asset allocation of our portfolios. After all, tax planning avenues will be either equity or debt. These are the simple avenues from which you can save taxes. Income Tax Slab Financial ...

Finance for Young Techies

by Hemant Beniwal November 12, 2011

… You understand stack overflow, fails to understand compound interest. Two interesting things happened in Kaun Banega Crorepati (KBC), last year one guy won 1 crore and lost at the next question. Second, Sushil Kumar won Rs 5 Crore but you can imagine he must be clueless about what to do with this money. And yeah, you might want to pity on the first guy who lost at the last question, but wait, if you ...

Related Posts Plugin for WordPress, Blogger...