Ask Tax Saving Questions & Get their Answers

Let's accept Taxation is the most confusing topic in personal finance - there are a couple of reason for the same: many tax laws are ambiguous in India, new sections introduced every year & the biggest is a blurred line between tax saving, vs tax [...]

How Does 2017-18 Budget Affect You

The Union Budget, 2017 was presented on February 1st unlike the past when it was presented at the end of February. This time the Railway Budget is merged with the Union Budget. The finance minister, Arun Jaitley presented the Union Budget. The FM said that [...]

How an Economic Crisis can be Beneficial for Long-term Investors

An economic crisis makes it difficult for the business environment to thrive. It affects producers, consumers, and investors. It plays a domino effect and affects employment, consumer spending, profits, credit negatively. It leads to the rise of economic bubbles only to bring a crash soon. [...]

Reliance CPSE ETF Review

I got few emails & messages from clients - asking my view on Reliance CPSE ETF. Also got a request from Business Today Magazine - their post with my quotes is published here - LINK. Then I decided to write a short note... here you [...]

TDS for NRIs – All You want to Know

Income earned or accrued by NRIs in India is subject to tax in India. Section 195 of the Income Tax Act covers Tax Deducted at Source (TDS) on payments made by non-resident Indians. The rates and conditions for TDS are different for Non Resident Indians [...]

The 3 Stages Of Retirement

Have you thought about and tried answering these questions? What will I do after retirement? Do I have enough money to take care of my retirement? How will I maintain the same lifestyle once I stop getting regular income? Image courtesy of bplanet at FreeDigitalPhotos.net [...]

Education Costs – Are You Ready?

Education is the best gift you can give to your children. But quality education costs a lot of money. Moreover cost of education rises steeply. In India it rises more steeply than in other countries. This chart shows the inflation in education, health and CPI. [...]

UPI – How it’s better than E-wallets, NEFT or IMPS

The recent demonetization drive has also made people look for alternate methods of doing business. It has made people aware that there are cashless methods to conduct transactions as well. In this context let us look at UPI - which looks better than many existing [...]