Investor Psycology

A turtle who goes by the name, Big Head is predicting results of the 2014 FIFA World Cup matches & in 2010 it was Paul the Octopus. Most newspapers have daily and weekly predictions for star signs which many read religiously. We have experts and [...]

It’s a bull run when… [infographics]

Yesterday I got a call from my close friend; he is a banker - heading loan department. Before even saying Hi-hello, he said “I have 2-3 lakhs to invest for 6 months, please tell me few good stocks.” I was NOT surprised/shocked & told him, you called [...]

Share Market is something which is always talked about by Investors. People at large still looks at this investment avenue as a source of income creation rather than wealth creation. Now a days, when we read and hear about Sensex, we get to know that [...]

Returns cannot be your Goals

In a seminar, where I was talking to a group of young investors, I repeatedly told them to have Financial Goals before they start investing. Annoyed by my repetition, one young guy stood and said, my goal is to achieve 30% returns per annum. Can [...]

First of all, wishing you and your family a very Happy & Prosperous Diwali. Diwali is the most celebrated festival for Indians and we all light our homes with diyas. It symbolizes victory of Light over Darkness. We also do LAXMI PUJAN on this very [...]

“Timing” or “Time in” in Equity Markets

"The markets are looking bearish and it can fall further. I shall wait and watch and shall invest only when they start turning positive". This is a not something which is unusual with the investors in stock market. Mostly people change their profession when it [...]

A penny-wise consumer – A pound-foolish investor

Mrs. and Mr. Verma is one tough customer to handle. They haggles with vegetable vendors to save a couple of rupees, is always on the alert for sales and discounts schemes and quibbles with domestic help — the maid, the dhobi, the driver. They saves [...]

Understanding the difference between Income and Wealth

Have you ever wondered why your salary is called income and not wealth and if you are a businessman, then your profit is called income and not wealth. Well my question is not in accounting terms but in Financial Planning terms. Well let us understand [...]