Investment Options

Let us Make Sense of the Sensex and Nifty

You may not believe what I am going to share – you may think advisors know what is Sensex and Nifty but based on my interaction with top Mutual Fund advisor when I was in Job – most of them don’t have much clue. But I [...]

ELSS Vs PPF – Save Tax & Make Money

Hope you will AGREE with me that your tax saving should be the result of your investment planning & not vice versa. So here fight is not Mutual Fund ELSS Vs PPF but much bigger than that. I will agree with you that it’s not that [...]

In earlier times, senior citizens used to be dependent on their children for financial needs. But this is changing. Rising income, better investment opportunities, and financial awareness have made it possible for senior citizens to be financially independent. Many of them are able to fund [...]

Should you buy Sovereign Gold Bonds?

Should you buy Sovereign Gold Bonds? Today I will not answer this – you should tell me your views, after going through the post. We ran Ask Readers series in 2011-12 – today I am reviving this. Let’s see if you can learn something new [...]

You must have heard stories of crorepati employees of Infosys or some other big organisation – I am talking about 10 years back when salaries were comparatively low. Most of the Indian’s still don’t understand the power of equities but those employees knowingly or unknowingly get [...]

Mutual Funds Pollution & how to control

A mutual fund collects money from different people/institutions and invests in different assets and securities like equities, bonds, cash etc. on behalf of the investors to generate returns. Mutual fund scheme units can be bought at Net Asset Value (NAV) from the Mutual Fund company. [...]

Sukanya Samriddhi Yojana Account Review + download form

The launch of Sukanya Samriddhi Yoajna account was part of the ‘Beti Bachao Beti Pada’ campaign launched by the government. It is a Small Savings Special deposit Scheme for the girl child. Its not just other scheme to provide social benefits but a good long [...]

LIC Varishta Pension Bima Yojana – Review

The LIC Varishta Pension Bima Yojana is a pension scheme for senior citizens above the age of 60 years. The person has to pay premium once to get pension on a regular basis for 5 years. After that it can be renewed for 3 years. [...]