Investing is not a Number Game, it is a "MIND GAME"

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Financial Planning Infographics

Rubik’s cube (puzzle cube/magic cube) has an excellent resemblance to our lives – in particular our financial lives.  It is clear that in order to solve a Rubik’s cube puzzle you need to acquire a certain skill set. The irony is that although each puzzle [...]

5 reasons why not to invest in Mutual Fund NFO

It is a common practice across the mutual fund companies to launch new NFO’s (New Fund Offers) when markets are doing well. As more and more people invest only when market perform well, automatically it becomes an opportunity for Mutual fund companies to come out [...]

Earn money in the non-traditional way – your second income

All of us want to earn money and today with the advent of technology and innovation, there are various ways to earn money apart from the traditional ways like having a 9 to 6/8/10/11... job. You can start your own business. It need not be something [...]

Impact of Career Instability and Insecurity on Financial Planning

Work life, personal life and financial life are interconnected. If there is an issue in any of them, the other two will be negatively affected. We all aspire to have a successful career with salary growth and promotions. This is essential to build our wealth [...]

5 Sketches, 5 Posts & 5 New Year Gifts

Happy New Year to You & Your Family - have a fantastic 2015. These Sketches are from Carl Richards book "The Behavior Gap" - simple ways to stop doing dumb things with money. This is by far the most interesting personal finance book that I have read. There [...]

LIC Varishta Pension Bima Yojana – Review

The LIC Varishta Pension Bima Yojana is a pension scheme for senior citizens above the age of 60 years. The person has to pay premium once to get pension on a regular basis for 5 years. After that it can be renewed for 3 years. [...]

Religare Care versus Apollo Optima Restore Health Insurance

It is a general study that each molecule that a researcher discovers takes about 7-8 years to get commercialized and on an average, 3 million dollars is spent on one drug discovery. And still you say that medicines are getting costly. This is a cycle. [...]

Money can Buy Happiness

Money does make life easier and more comfortable. It allows us to fulfil our needs and wants. We can have a good happy life if we are financially comfortable. But how does it give us happiness? Is having money all we need to be happy? [...]

I am too Young to Plan my Retirement is a Myth

Have you thought about your retirement? Are you thinking that you are too young to think about  retirement? Let us take an example - Let us take your monthly expenses are Rs. 25000 per month and assume that you will retire about 30 years from [...]