Investing is not a Number Game, it is a "MIND GAME"

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Financial Planning Infographics

Rubik’s cube (puzzle cube/magic cube) has an excellent resemblance to our lives – in particular our financial lives.  It is clear that in order to solve a Rubik’s cube puzzle you need to acquire a certain skill set. The irony is that although each puzzle [...]

Mutual Funds Jargon – Get Your Basics Right

Investments in the form of mutual funds have become a necessary instrument to utilize one’s money more effectively for future. As a layman, an investor only knows how to invest in mutual funds and get returns on the investments. Thus, investor’s concept remains limited up [...]

As an Investor, you have to Understand “Law of the Farm”

Stephen Covey, the famous motivational author and speaker created the term – 'The Law of the Farm'. What is the law of the farm and how is such a term connected to personal finance? Law of the Farm The Law of the Farm states that [...]

Instant Gratification is Hazardous to your Wealth

We live in the world of everything 'Instant'. We can live off instant noodles and coffee. We like something that we see and can have it delivered to us by ordering online. We can acquire the latest gadgets as soon as they are launched or [...]

Throwing Good Money After Bad – Sunk Cost Fallacy

Sunk cost is defined as a cost that has been incurred in the past and cannot be recovered. You must be surprised all of us do this mistake - levels can be different. In everyday life, we tend to think that we make rational decisions. [...]

How to save Capital Gains Tax on Property sale?

Do you want to reduce your capital gain tax liability on Property transaction? If yes, then this article is for you!   What is Capital Gain? Profits or gains arising from transfer of a capital asset are called “Capital Gains” and are charged to tax under the [...]

You see a stock zooming upwards and reaching new highs every day. You see your friends buying and calculating their notional profit every day. There is “positive” news on the stock always. You too go ahead and buy it and as everything that goes up [...]

Ark wins the Emerging Advisors Award at WealthForum

Since the inception of our financial planning firm, ‘Ark Primary Advisor Pvt Ltd’ in 2009, we have worked towards making people more financially independent so that they can lead a life that they dream of. (Without any worries about their finances) Day by day, we [...]

Should I Pay Debt or Invest?

Many of us face this dilemma - “Should I use surplus money to pay off existing debt or should I invest?” It is not an easy decision to make. But give me an answer – why someone should take a car loan at 11%, when [...]