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Beware: Income Tax Refund, Lottery Mails etc

May 21, 2013
ps1

In the world of internet, financial transactions are gaining momentum very fast and Internet Banking, Electronic Transfer are common to hear. Earlier there were robbers who used to steal physical money , now they are being replaced by HI-FI Educated Fraudsters who are playing the role of villain. Internet Financial Scams are fast emerging and earlier it was only there to rob big banks but now fraudsters are aiming common man as well. Now-a-days a ...

Coupon, Deals, Sale and Discount – Good or Bad for your Finance

May 16, 2013
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Who likes to get a call on a Sunday, but it was from a friend, with a news that entire clan was waiting for. Finally somebody liked him…. I mean his marriage got fixed. And as usual it was my turn now to help him in arrangements. And since I know only one kind of work i.e. shopping so I took up the responsibility of shopping with him. (just joking, he had no other choice) ...

How to Identify Companies Which Dupe Investors?

May 9, 2013
How to Identify Companies Which Dupe Investors

Hope all is fine and you have no outstanding from the Shardha Group of Cheating Companies. If yes than, my heartfelt condolences. Although the West Bengal politicians want that the residents of the state to smoke more (strong contender for case study at London school of Economics) and pay for lapses but all said and done it will be a long process by which you can get a part of your investment back. One bad ...

It is not legal for an NRI to hold Resident Saving Account or open PPF account

May 3, 2013
It is not legal for an NRI to hold Resident accounts

Moment your residential status change to NRI, there are many rules & regulation in personal finance which get applicable to you or simply get changed. Right from your bank account to the properties you may hold, all of them have different status. Most of people tend to ignore some of them; unaware that these are illegal in laws and will attract penalties. The most basic of these is saving bank account which is the starting ...

Before Buying a Car – must answer these 4 questions.

April 29, 2013
car

This writing does not have any connection with the fact that sale of cars is down for the third month in row but definitely with increase in car sales in last couple of years. Buying or replacing a car is an important financial decision. Car is considered an asset by some people… (I may not agree) because simply it adds to the show off value of an individual. The expensive it is better goes the ...

What I think about Gold Prices… Now

April 19, 2013
What I think about gold prices

These days I am getting lot of queries regarding gold & most of them start with “What should I do with my gold funds?” so I decided to share recap of what has happened in last couple of years & what I think now. In August 2011 when everyone was Gung Ho about gold – I asked TFL readers “Your views on Gold Prices” & I also shared my Views: My view is “Trees don’t ...

Your Personal Financial Plan – Checklist

April 12, 2013
Personal Financial Plan checklist

The life of common man revolves around some financial goals which he/she wants to achieve. Buying a house, Comfortable retirement, children future planning and their marriage are those primary goals which all people would like to see through. However, the limited resource that one has does not allow allocating money towards all of these, which impact some of the goals. Hence, there is always a need to plan all your finances well in advance so ...

Money vs Job Satisfaction – which is more important for you?

April 5, 2013
money vs job satisfaction

In corporate world it would be called “RAM RAJYA” (perfect rule of state) if you have both Money and Job satisfaction. But have you ever experienced it? May be yes, may be rare and majority think this is not possible. I find lot of people and career experts who preach “do what you like, money will follow” theory but does this concept holds ground? Talented people lead business that their father made for them; creative ...

How to save money on Holidays

March 26, 2013
How to save money on holidays

We are not the geek types… right? We work hard and party hard? What’s in a life if you do not get an opportunity to sit back, relax, spend quality time with family, explore nature, take parent at a divine place or chill in hills…. Well at it takes is to open your minds and pack your bags. Well holidays are an expense and like any other purchase, you have a right to get full ...

10 Lessons to Teach Your Kids About Money & why its so important

March 21, 2013
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Teaching kids about money is a controversial thing — no one argues that you should teach them, but the how is a tougher question. I recently got a mail from one reader & that really disturbed me. Go through the below mail & realise the importance of teaching kids about money…… “How do I convince my sons who believe that there is nothing wrong in enjoying on credit facility or enjoying more than what we ...

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