Investing is not a Number Game, it is a "MIND GAME"

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Financial Planning Infographics

Rubik’s cube (puzzle cube/magic cube) has an excellent resemblance to our lives – in particular our financial lives.  It is clear that in order to solve a Rubik’s cube puzzle you need to acquire a certain skill set. The irony is that although each puzzle [...]

Simple 2 Step process to link PAN and Aadhaar

Aadhaar must for filing income tax returns from 1st July 2017 so right now there's no choice but to link PAN and Aadhaar. I am sharing a simple 2 step process - please share your queries & experience regarding the process in the comment section. [...]

Investment Guru – Why you should avoid them?

Anyone who can make simple thing complex is considered as Investment Guru. The financial media is in the business of broadcasting news, advice, expert opinions etc. It is easy to get swayed by all that advice. But all the advice is not necessarily good for your [...]

5 Steps for Happy Retirement

Retirement can mean many things for people. Some look forward to the free time in hand. Some worry how they will manage to meet ends. Others wonder how they will pass their time. If planned properly, retirement can be a great phase in a person's life. [...]

Let us Make Sense of the Sensex and Nifty

You may not believe what I am going to share - you may think advisors know what is Sensex and Nifty but based on my interaction with top Mutual Fund advisor when I was in Job - most of them don't have much clue. But I [...]

Cheapest way to send Money to India

There is a large population of Indians migrating to all parts of the world. Money transactions from those countries to India have really increased. Therefore, the need to have very secure ways of sending money to India is important. Those living abroad and have businesses [...]

ELSS Vs PPF – Save Tax & Make Money

Hope you will AGREE with me that your tax saving should be the result of your investment planning & not vice versa. So here fight is not Mutual Fund ELSS Vs PPF but much bigger than that. I will agree with you that it's not that [...]

Best Investment Options for Senior Citizens in India

In earlier times, senior citizens used to be dependent on their children for financial needs. But this is changing. Rising income, better investment opportunities, and financial awareness have made it possible for senior citizens to be financially independent. Many of them are able to fund [...]

Effect of demonetisation on NRIs and OCI

Non Resident Indian (NRI) – An NRI is a person who is still a citizen of India but lives in a foreign country. Overseas Citizen of India (OCI) – It is given to a person who was eligible to be an Indian National anytime from [...]